The Future of Secure Lending
Our mission is to build a fair, transparent, and secure lending future — one that empowers individuals to grow their credit responsibly and access opportunities with confidence.
Our Roadmap
- Phase 1 — Credit Building: Launching monthly subscription-based credit reporting to major UK Credit Reference Agencies — live now.
- Phase 2 — Partner Loans: Collaborating with trusted, FCA-aligned lenders to provide ethical, transparent loan options for our members.
- Phase 3 — Micro Loans: Introducing small, fixed-cost safety-net loans — inspired by responsible lending models used by companies such as Creditspring.
- Phase 4 — Credit Cards: Developing adaptive credit card products designed to reward healthy financial behaviour — similar in spirit to solutions from Zable.
- Phase 5 — BNPL Integration: Launching On The Go Pay — a fair and transparent Buy Now, Pay Later service, comparable to ethical providers like Zilch.
Building Trust, Not Debt
Our philosophy is simple — financial wellness comes first. Every product we create is designed to strengthen, not strain, your credit profile. We’re committed to working only with FCA-aligned partners who share our vision of responsible, transparent lending.